What to do if you suspect you’ve been a victim of fraud

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Place an initial fraud alert – Ask credit companies to put a fraud alert on your credit report. This will make it difficult for anyone to access your account and lasts 90 days. More information can be found here: FTC – Place a Fraud Alert

 

Order a free credit report – After you’ve placed an initial fraud alert, you will be entitled to a free credit report. More information: FTC – Order a Credit Report

 

Create an identity theft report – This report will help you deal with credit reporting companies, debt collectors and businesses. You can also use the report to get fraudulent information removed from your credit report and can extend the fraud alert on your credit report. More information: FTC – Create an identity theft report

 

File a complaint with the FTC – This will help prevent anyone from opening accounts in your name. More information: FTC – File a Complaint

 

File a complaint with the Internet Crime Complaint Center – a partnership between the FBI and national White Collar Crime Center. More information: FBI/WCC – Internal Crime Complaint Center

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